Injury Recoup

[Cdawg]

I've been demolished as bad this year as anyone has in the history of this league....but I'm not sure I want this. It's one more thing for admins to keep track of and one more complication to work with. Injuries are a part of the game and you just hvae to roll with them.

Except no one is trying to eliminate them, change the settings, or do anything drastic.

it is 1 more thing but w/ so much shit out there, if you find someone who isn't an admin to keep track of it(which AGAIN has to be CLAIMED in order to work, instead of just handing out) then it's extremely feasible.

1. Teams can purchase an insurance premium during the off-season.
--- a. The player must be signed to a multi-year contract with a salary of $4M+.
--- b. The player cannot be currently injured.
2. A player's injury must effect the regular season, as the player is not being paid in the playoffs, off-season, or spring training.
3. Teams must specific the amount of years they wish to cover and can choose between 3 insurance options:
--- a. Premium of 5% of contact (options excluded) for 25% insurance reimbursement
--- b. Premium of 10% of contract (options excluded) for 50% insurance reimbursement
--- c. Premium of 15% of contract (options excluded) for 75% insurance reimbursement
4. A player has to be injured for at least 2 months (vitals tab) in order to get the prorated portion of the contract reimbursed.
5. Per the vitals tab, a "week" is valuable for reimbursement of 7 days. A "month" is valuable for reimbursement of 30 days. Different injuries cannot be added together for reimbursement eligibility.
--- i.e. A player injured for 23 days would show up as being injured for 3 weeks in the vitals tab. He would be eligible for reimbursement of 21.
6. Reimbursement figures will be rounded to the nearest thousand dollar amount.

It's hardly a thing since when FA is going on Teams can just say "Insurance plan B etc" and include the amount of cash floating around. Or you can do it just like resigning or at the time... IFA leave a thread open from the start of the off season until the moment sim 1 starts to get in Insurance offers. After that if you are injured you get jack.

And consider this. 50% of the top 10 DP's this season had a health of 69 or under and all but 1 had a health of 75 and under... To me those guys are prime for constant injuries


I can see it working in a discussion that doesn't happen over night.